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Personal Accident and Health Insurance in Uruguay, Key Trends and Opportunities to 2020

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  • Details
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Details

Timetric's 'Personal Accident and Health Insurance in Uruguay Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Uruguayan life insurance segment, and a comparison of the Uruguayan insurance industry with its regional counterparts.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011-2015) and forecast period (2015-2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Uruguayan economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric's 'Personal Accident and Health Insurance in Uruguay Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Uruguayan personal accident and health insurance segment, including:

An overview of the Uruguayan personal accident and health insurance segment

The Uruguayan personal accident and health insurance segment's growth prospects by category

A comprehensive overview of the Uruguayan economy and demographics

A comparison of the Uruguayan personal accident and health insurance segment with its regional counterparts

The various distribution channels in the Uruguayan personal accident and health insurance segment

Details of the competitive landscape in the personal accident and health insurance segment in Uruguay

Details of regulatory policy applicable to the Uruguayan insurance industry

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Uruguay:

It provides historical values for the Uruguayan personal accident and health insurance segment for the report's 2011-2015 review period, and projected figures for the 2015-2020 forecast period.

It offers a detailed analysis of the key categories in the Uruguayan personal accident and health insurance segment, and market forecasts to 2020.

It provides a comparison of the Uruguayan personal accident and health insurance segment with its regional counterparts

It provides an overview of the various distribution channels for personal accident and health insurance products in Uruguay.

It profiles the top personal accident and health insurance companies in Uruguay, and outlines the key regulations affecting them.

Reasons to Buy

Make strategic business decisions using in-depth historic and forecast market data related to the Uruguayan personal accident and health insurance segment, and each category within it.

Understand the demand-side dynamics, key market trends and growth opportunities in the Uruguayan personal accident and health insurance segment.

Assess the competitive dynamics in the personal accident and health insurance segment.

Identify growth opportunities and market dynamics in key product categories.

Gain insights into key regulations governing the Uruguayan insurance industry, and their impact on companies and the industry's future.

Key Highlights

Uruguay permits 100.0% foreign direct investment (FDI) in the insurance industry.

In July 2015, through its subsidiary Grupo de Inversiones Suramericana, Sura Group acquired Royal & Sun Alliance Seguros (Uruguay) SA for UYU22.3 billion (US$614.0 million).

Sancor Seguros provides a comprehensive health insurance plan, which includes medical expenses incurred outside of the country.

READ MORE

Table Of Content

Scope

1 Key Facts and Highlights

2 Executive Summary

3 Economy and Demographics

4 Segment Outlook

4.1 Regional Comparison

4.2 Segment Indicators

4.2.1 Gross written premium and penetration

4.2.2 Claims

4.2.3 Profitability

4.2.4 Assets and investments

5 Outlook by Category

5.1 Health Insurance

5.1.1 Premium

5.1.2 Claims

5.1.3 Profitability

6 Distribution Channel Outlook

7 Competitive Landscape

7.1 Company Profiles

7.1.1 Banco de Seguros del Estado-company overview

7.1.2 MetLife Seguros SA-company overview

7.1.3 Mapfre La Uruguaya SA-company overview

7.1.4 Royal & Sun Alliance Seguros (Uruguay) SA-company overview

7.1.5 Sancor Seguros SA-company overview

8 Governance, Risk and Compliance

8.1 Legislation Overview and Historical Evolution

8.2 Latest Changes in Regulation

8.3 Legislation and Market Practice by Type of Insurance

8.3.1 Life insurance

8.3.2 Property insurance

8.3.3 Motor insurance

8.3.4 Liability insurance

8.3.5 Marine, aviation and transit insurance

8.3.6 Personal accident and health insurance

8.4 Compulsory Insurance

8.4.1 Workers' compensation insurance

8.4.2 Motor third-party liability insurance

8.4.3 Liability for ships with respect to oil pollution

8.4.4 Aviation liability insurance

8.5 Supervision and Control

8.5.1 International Association of Insurance Supervisors

8.5.2 Association of Insurance Supervisors Latin America

8.5.3 Superintendence of Insurance and Reinsurance

8.5.4 Asociacin Uruguaya de Empresas Aseguradoras

8.6 Non-Admitted Insurance Regulations

8.6.1 Overview

8.6.2 Intermediaries

8.6.3 Market practices

8.6.4 Fines and penalties

8.7 Company Registration and Operations

8.7.1 Type of insurance organization

8.7.2 Establishing a local company

8.7.3 Foreign ownership

8.7.4 Types of license

8.7.5 Capital requirements

8.7.6 Solvency margin

8.7.7 Reserve requirements

8.7.8 Investment regulations

8.7.9 Statutory return requirements

8.7.10 Fee structure

8.8 Taxation

8.8.1 Insurance premium or policy taxations

8.8.2 Withholding taxes on premium paid overseas.

8.8.3 Corporate tax

8.8.4 VAT

8.8.5 Captives

8.9 Legal System

8.9.1 Introduction

8.9.2 Access to court

8.9.3 Alternative dispute resolution

9 Databook

9.1 Policies and Premium

9.2 Claims and Expenses

9.3 Assets and Investments

9.4 Health Insurance

10 Definitions and Methodology

10.1 Definitions

10.2 Methodology

11 About Timetric

11.1 Contact Timetric

11.2 About Timetric

11.3 Timetric's Services

11.4 Disclaimer


List Of Figure

Figure 1: Uruguayan Real GDP (UYU Billion), 2011-2020

Figure 2: Uruguayan Inflation Rate (%), 2011-2020

Figure 3: Uruguayan UYU-US$ Exchange Rate, 2011-2020

Figure 4: Uruguayan Current Account Balance (% of GDP), 2011-2020

Figure 5: Uruguayan Unemployment Rate (%), 2011-2020

Figure 6: Uruguayan Population by Age Group (Million), 1990-2025

Figure 7: Uruguayan Personal Accident and Health Insurance Penetration-Regional Comparison (%), 2015

Figure 8: Uruguayan Insurance Segment Direct Written Premium Shares-Regional Comparison (%), 2015

Figure 9: Uruguayan Personal Accident and Health Insurance-Gross Written Premium (UYU Billion), 2011-2020

Figure 10: Uruguayan Personal Accident and Health Insurance-Penetration (%), 2011-2020

Figure 11: Uruguayan Personal Accident and Health Insurance-Premium per Capita (UYU), 2011-2020

Figure 12: Uruguayan Personal Accident and Health Insurance-Paid Claims (UYU Billion), 2011-2020

Figure 13: Uruguayan Personal Accident and Health Insurance-Profitability Ratio (%), 2011-2020

Figure 14: Uruguay Personal Accident and Health Insurance-Total Assets (UYU Billion), 2011-2020

Figure 15: Uruguayan Personal Accident and Health Insurance-Investment Portfolio (UYU Billion), 2011-2020

Figure 16: Uruguayan Personal Accident and Health Insurance-Investment Portfolio Dynamics by Category, 2011-2020

Figure 17: Uruguayan Health Insurance-Direct Written Premium (UYU Billion), 2011-2020

Figure 18: Uruguayan Health Insurance-Paid Claims (UYU Billion), 2011-2020

Figure 19: Uruguayan Health Insurance-Earned Premium, Incurred Loss and Loss Ratio (UYU Billion and %), 2011-2020

Figure 20: Uruguay-Insurance Supervision and Control at Various Levels

Figure 21: Uruguay-Insurance Regulatory Frameworks for Company Registration and Operation


List Of Table

Table 1: Uruguayan Personal Accident and Health Insurance-Key Facts, 2015

Table 2: Uruguayan Personal Accident and Health Insurance-Leading Insurers, 2015

Table 3: Uruguay Government Credit Ratings

Table 4: Uruguayan Personal Accident and Health Insurance-Gross Written Premium (UYU Billion and US$ Million), 2011-2015

Table 5: Uruguayan Personal Accident and Health Insurance-Penetration (%), 2011-2015

Table 6: Uruguayan Personal Accident and Health Insurance-Gross Written Premium (UYU Billion and US$ Million), 2015-2020

Table 7: Uruguayan Personal Accident and Health Insurance-Penetration (%), 2015-2020

Table 8: Uruguayan Personal Accident and Health Insurance-Premium per Capita (UYU and US$), 2011-2015

Table 9: Uruguayan Personal Accident and Health Insurance-Premium per Capita (UYU and US$), 2015-2020

Table 10: Uruguayan Personal Accident and Health Insurance-Paid Claims (UYU Billion and US$ Million), 2011-2015

Table 11: Uruguayan Personal Accident and Health Insurance-Paid Claims (UYU Billion and US$ Million), 2015-2020

Table 12: Uruguayan Personal Accident and Health Insurance-Profitability Ratio (%), 2011-2015

Table 13: Uruguayan Personal Accident and Health Insurance-Profitability Ratio (%), 2015-2020

Table 14: Uruguayan Personal Accident and Health Insurance-Total Assets (UYU Billion and US$ Million), 2011-2015

Table 15: Uruguayan Personal Accident and Health Insurance-Total Assets (UYU Billion and US$ Million), 2015-2020

Table 16: Uruguayan Personal Accident and Health Insurance-Investment Portfolio (UYU Billion), 2011-2015

Table 17: Uruguayan Personal Accident and Health Insurance-Investment Portfolio (UYU Billion), 2015-2020

Table 18: Uruguayan Health Insurance-Direct Written Premium (UYU Billion),2011-2015

Table 19: Uruguayan Health Insurance-Direct Written Premium (UYU Billion), 2015-2020

Table 20: Uruguayan Health Insurance-Paid Claims (UYU Billion and US$ Million), 2011-2015

Table 21: Uruguayan Health Insurance-Paid Claims (UYU Billion and US$ Million), 2015-2020

Table 22: Uruguayan Health Insurance-Loss Ratio (%), 2011-2015

Table 23: Uruguayan Health Insurance-Loss Ratio (%), 2015-2020

Table 24: Uruguayan Personal Accident and Health Insurance-Leading Insurers, 2015

Table 25: Banco de Seguros del Estado-Key Facts

Table 26: MetLife Seguros SA-Key Facts

Table 27: Mapfre La Uruguaya SA-Key Facts

Table 28: Royal & Sun Alliance Seguros (Uruguay) SA-Key Facts

Table 29: Sancor Seguros SA-Key Facts

Table 30: Uruguay-Insurance Regulatory Framework Key Features

Table 31: Uruguay-Life Insurance Regulatory Framework

Table 32: Uruguay-Property Insurance Regulatory Framework

Table 33: Uruguay-Motor Insurance Regulatory Framework

Table 34: Uruguay-Liability Insurance Regulatory Framework

Table 35: Uruguay-Insurance Premium Tax Rates

Table 36: Uruguay-Corporate Tax Rates for the Financial Year 2016

Table 37: Uruguayan Personal Accident and Health Insurance Industry-Policies and Premium, 2011-2015

Table 38: Uruguayan Personal Accident and Health Insurance Industry-Policies and Premium, 2015-2020

Table 39: Uruguayan Personal Accident and Health Insurance-Claims and Expenses, 2011-2015

Table 40: Uruguayan Personal Accident and Health Insurance-Claims and Expenses, 2015-2020

Table 41: Uruguayan Personal Accident and Health Insurance-Assets and Investments, 2011-2015

Table 42: Uruguayan Personal Accident and Health Insurance-Assets and Investments, 2015-2020

Table 43: Uruguayan Personal Accident and Health Insurance-Health Insurance, 2011-2015

Table 44: Uruguayan Personal Accident and Health Insurance-Health Insurance, 2015-2020

Table 45: Insurance Industry Definitions

Licence Rights

Section Purchase

To know more information on Purchase by Section, please send a mail to support@kenresearch.com

Products and Companies

Products

Health insurance, Economy and Demographics, Distribution channels, Agencies, Insurance brokers, Direct marketing, Bancassurance, Leading companies, Legislation, Compulsory insurance, Supervision and control, Non-admitted insurance, Types of insurance organization


Companies

Banco de Seguros del Estado MetLife Seguros SA Mapfre La Uruguaya SA Royal & Sun Alliance Seguros (Uruguay) SA Sancor Seguros SA

Timetric's 'Personal Accident and Health Insurance in Uruguay Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Uruguayan life insurance segment, and a comparison of the Uruguayan insurance industry with its regional counterparts.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011-2015) and forecast period (2015-2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Uruguayan economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric's 'Personal Accident and Health Insurance in Uruguay Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Uruguayan personal accident and health insurance segment, including:

An overview of the Uruguayan personal accident and health insurance segment

The Uruguayan personal accident and health insurance segment's growth prospects by category

A comprehensive overview of the Uruguayan economy and demographics

A comparison of the Uruguayan personal accident and health insurance segment with its regional counterparts

The various distribution channels in the Uruguayan personal accident and health insurance segment

Details of the competitive landscape in the personal accident and health insurance segment in Uruguay

Details of regulatory policy applicable to the Uruguayan insurance industry

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Uruguay:

It provides historical values for the Uruguayan personal accident and health insurance segment for the report's 2011-2015 review period, and projected figures for the 2015-2020 forecast period.

It offers a detailed analysis of the key categories in the Uruguayan personal accident and health insurance segment, and market forecasts to 2020.

It provides a comparison of the Uruguayan personal accident and health insurance segment with its regional counterparts

It provides an overview of the various distribution channels for personal accident and health insurance products in Uruguay.

It profiles the top personal accident and health insurance companies in Uruguay, and outlines the key regulations affecting them.

Reasons to Buy

Make strategic business decisions using in-depth historic and forecast market data related to the Uruguayan personal accident and health insurance segment, and each category within it.

Understand the demand-side dynamics, key market trends and growth opportunities in the Uruguayan personal accident and health insurance segment.

Assess the competitive dynamics in the personal accident and health insurance segment.

Identify growth opportunities and market dynamics in key product categories.

Gain insights into key regulations governing the Uruguayan insurance industry, and their impact on companies and the industry's future.

Key Highlights

Uruguay permits 100.0% foreign direct investment (FDI) in the insurance industry.

In July 2015, through its subsidiary Grupo de Inversiones Suramericana, Sura Group acquired Royal & Sun Alliance Seguros (Uruguay) SA for UYU22.3 billion (US$614.0 million).

Sancor Seguros provides a comprehensive health insurance plan, which includes medical expenses incurred outside of the country.

READ MORE

Scope

1 Key Facts and Highlights

2 Executive Summary

3 Economy and Demographics

4 Segment Outlook

4.1 Regional Comparison

4.2 Segment Indicators

4.2.1 Gross written premium and penetration

4.2.2 Claims

4.2.3 Profitability

4.2.4 Assets and investments

5 Outlook by Category

5.1 Health Insurance

5.1.1 Premium

5.1.2 Claims

5.1.3 Profitability

6 Distribution Channel Outlook

7 Competitive Landscape

7.1 Company Profiles

7.1.1 Banco de Seguros del Estado-company overview

7.1.2 MetLife Seguros SA-company overview

7.1.3 Mapfre La Uruguaya SA-company overview

7.1.4 Royal & Sun Alliance Seguros (Uruguay) SA-company overview

7.1.5 Sancor Seguros SA-company overview

8 Governance, Risk and Compliance

8.1 Legislation Overview and Historical Evolution

8.2 Latest Changes in Regulation

8.3 Legislation and Market Practice by Type of Insurance

8.3.1 Life insurance

8.3.2 Property insurance

8.3.3 Motor insurance

8.3.4 Liability insurance

8.3.5 Marine, aviation and transit insurance

8.3.6 Personal accident and health insurance

8.4 Compulsory Insurance

8.4.1 Workers' compensation insurance

8.4.2 Motor third-party liability insurance

8.4.3 Liability for ships with respect to oil pollution

8.4.4 Aviation liability insurance

8.5 Supervision and Control

8.5.1 International Association of Insurance Supervisors

8.5.2 Association of Insurance Supervisors Latin America

8.5.3 Superintendence of Insurance and Reinsurance

8.5.4 Asociacin Uruguaya de Empresas Aseguradoras

8.6 Non-Admitted Insurance Regulations

8.6.1 Overview

8.6.2 Intermediaries

8.6.3 Market practices

8.6.4 Fines and penalties

8.7 Company Registration and Operations

8.7.1 Type of insurance organization

8.7.2 Establishing a local company

8.7.3 Foreign ownership

8.7.4 Types of license

8.7.5 Capital requirements

8.7.6 Solvency margin

8.7.7 Reserve requirements

8.7.8 Investment regulations

8.7.9 Statutory return requirements

8.7.10 Fee structure

8.8 Taxation

8.8.1 Insurance premium or policy taxations

8.8.2 Withholding taxes on premium paid overseas.

8.8.3 Corporate tax

8.8.4 VAT

8.8.5 Captives

8.9 Legal System

8.9.1 Introduction

8.9.2 Access to court

8.9.3 Alternative dispute resolution

9 Databook

9.1 Policies and Premium

9.2 Claims and Expenses

9.3 Assets and Investments

9.4 Health Insurance

10 Definitions and Methodology

10.1 Definitions

10.2 Methodology

11 About Timetric

11.1 Contact Timetric

11.2 About Timetric

11.3 Timetric's Services

11.4 Disclaimer


List Of Figure

Figure 1: Uruguayan Real GDP (UYU Billion), 2011-2020

Figure 2: Uruguayan Inflation Rate (%), 2011-2020

Figure 3: Uruguayan UYU-US$ Exchange Rate, 2011-2020

Figure 4: Uruguayan Current Account Balance (% of GDP), 2011-2020

Figure 5: Uruguayan Unemployment Rate (%), 2011-2020

Figure 6: Uruguayan Population by Age Group (Million), 1990-2025

Figure 7: Uruguayan Personal Accident and Health Insurance Penetration-Regional Comparison (%), 2015

Figure 8: Uruguayan Insurance Segment Direct Written Premium Shares-Regional Comparison (%), 2015

Figure 9: Uruguayan Personal Accident and Health Insurance-Gross Written Premium (UYU Billion), 2011-2020

Figure 10: Uruguayan Personal Accident and Health Insurance-Penetration (%), 2011-2020

Figure 11: Uruguayan Personal Accident and Health Insurance-Premium per Capita (UYU), 2011-2020

Figure 12: Uruguayan Personal Accident and Health Insurance-Paid Claims (UYU Billion), 2011-2020

Figure 13: Uruguayan Personal Accident and Health Insurance-Profitability Ratio (%), 2011-2020

Figure 14: Uruguay Personal Accident and Health Insurance-Total Assets (UYU Billion), 2011-2020

Figure 15: Uruguayan Personal Accident and Health Insurance-Investment Portfolio (UYU Billion), 2011-2020

Figure 16: Uruguayan Personal Accident and Health Insurance-Investment Portfolio Dynamics by Category, 2011-2020

Figure 17: Uruguayan Health Insurance-Direct Written Premium (UYU Billion), 2011-2020

Figure 18: Uruguayan Health Insurance-Paid Claims (UYU Billion), 2011-2020

Figure 19: Uruguayan Health Insurance-Earned Premium, Incurred Loss and Loss Ratio (UYU Billion and %), 2011-2020

Figure 20: Uruguay-Insurance Supervision and Control at Various Levels

Figure 21: Uruguay-Insurance Regulatory Frameworks for Company Registration and Operation


List Of Table

Table 1: Uruguayan Personal Accident and Health Insurance-Key Facts, 2015

Table 2: Uruguayan Personal Accident and Health Insurance-Leading Insurers, 2015

Table 3: Uruguay Government Credit Ratings

Table 4: Uruguayan Personal Accident and Health Insurance-Gross Written Premium (UYU Billion and US$ Million), 2011-2015

Table 5: Uruguayan Personal Accident and Health Insurance-Penetration (%), 2011-2015

Table 6: Uruguayan Personal Accident and Health Insurance-Gross Written Premium (UYU Billion and US$ Million), 2015-2020

Table 7: Uruguayan Personal Accident and Health Insurance-Penetration (%), 2015-2020

Table 8: Uruguayan Personal Accident and Health Insurance-Premium per Capita (UYU and US$), 2011-2015

Table 9: Uruguayan Personal Accident and Health Insurance-Premium per Capita (UYU and US$), 2015-2020

Table 10: Uruguayan Personal Accident and Health Insurance-Paid Claims (UYU Billion and US$ Million), 2011-2015

Table 11: Uruguayan Personal Accident and Health Insurance-Paid Claims (UYU Billion and US$ Million), 2015-2020

Table 12: Uruguayan Personal Accident and Health Insurance-Profitability Ratio (%), 2011-2015

Table 13: Uruguayan Personal Accident and Health Insurance-Profitability Ratio (%), 2015-2020

Table 14: Uruguayan Personal Accident and Health Insurance-Total Assets (UYU Billion and US$ Million), 2011-2015

Table 15: Uruguayan Personal Accident and Health Insurance-Total Assets (UYU Billion and US$ Million), 2015-2020

Table 16: Uruguayan Personal Accident and Health Insurance-Investment Portfolio (UYU Billion), 2011-2015

Table 17: Uruguayan Personal Accident and Health Insurance-Investment Portfolio (UYU Billion), 2015-2020

Table 18: Uruguayan Health Insurance-Direct Written Premium (UYU Billion),2011-2015

Table 19: Uruguayan Health Insurance-Direct Written Premium (UYU Billion), 2015-2020

Table 20: Uruguayan Health Insurance-Paid Claims (UYU Billion and US$ Million), 2011-2015

Table 21: Uruguayan Health Insurance-Paid Claims (UYU Billion and US$ Million), 2015-2020

Table 22: Uruguayan Health Insurance-Loss Ratio (%), 2011-2015

Table 23: Uruguayan Health Insurance-Loss Ratio (%), 2015-2020

Table 24: Uruguayan Personal Accident and Health Insurance-Leading Insurers, 2015

Table 25: Banco de Seguros del Estado-Key Facts

Table 26: MetLife Seguros SA-Key Facts

Table 27: Mapfre La Uruguaya SA-Key Facts

Table 28: Royal & Sun Alliance Seguros (Uruguay) SA-Key Facts

Table 29: Sancor Seguros SA-Key Facts

Table 30: Uruguay-Insurance Regulatory Framework Key Features

Table 31: Uruguay-Life Insurance Regulatory Framework

Table 32: Uruguay-Property Insurance Regulatory Framework

Table 33: Uruguay-Motor Insurance Regulatory Framework

Table 34: Uruguay-Liability Insurance Regulatory Framework

Table 35: Uruguay-Insurance Premium Tax Rates

Table 36: Uruguay-Corporate Tax Rates for the Financial Year 2016

Table 37: Uruguayan Personal Accident and Health Insurance Industry-Policies and Premium, 2011-2015

Table 38: Uruguayan Personal Accident and Health Insurance Industry-Policies and Premium, 2015-2020

Table 39: Uruguayan Personal Accident and Health Insurance-Claims and Expenses, 2011-2015

Table 40: Uruguayan Personal Accident and Health Insurance-Claims and Expenses, 2015-2020

Table 41: Uruguayan Personal Accident and Health Insurance-Assets and Investments, 2011-2015

Table 42: Uruguayan Personal Accident and Health Insurance-Assets and Investments, 2015-2020

Table 43: Uruguayan Personal Accident and Health Insurance-Health Insurance, 2011-2015

Table 44: Uruguayan Personal Accident and Health Insurance-Health Insurance, 2015-2020

Table 45: Insurance Industry Definitions

To know more information on Purchase by Section, please send a mail to support@kenresearch.com

Products

Health insurance, Economy and Demographics, Distribution channels, Agencies, Insurance brokers, Direct marketing, Bancassurance, Leading companies, Legislation, Compulsory insurance, Supervision and control, Non-admitted insurance, Types of insurance organization


Companies

Banco de Seguros del Estado MetLife Seguros SA Mapfre La Uruguaya SA Royal & Sun Alliance Seguros (Uruguay) SA Sancor Seguros SA