TRAVEL INSURANCE & PROTECTION

Travel Insurance Purchase Decision Survey

Map how leisure and business travelers evaluate coverage options, compare providers, and choose policies across trip types and risk profiles, so you can sharpen acquisition targeting, refine pricing tiers, and fix channel conversion gaps.

Pan-India sample
Travelers (Active Policy Purchasers)
15-20 min
Talk to a Survey Consultant
Purchase friction & drop-offsIdentify where travelers hesitate, compare plans, or abandon purchase journeys.
Coverage drivers & pricing sensitivityBenchmark willingness-to-pay thresholds across trip type and traveler segment.
TRUSTED BY LEADING BRANDS
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CONTEXT & RELEVANCE

Why run this survey now

Most travel insurers don't lose buyers purely on premium price. They lose them due to unclear coverage differentiation, low claims trust, poor channel fit, late-journey drop-offs, and misread risk appetite, none of which fully show up in policy issuance data or broker conversion reports.

If you are...

  • Insurer vs aggregator competition
  • Bancassurance or embedded travel play
  • Product or underwriting leader
  • Distribution or partnership head
  • Retention and renewal growth teams

You're likely facing...

  • Pre-trip vs at-airport purchase gap
  • Coverage confusion: medical vs trip cancel
  • Aggregators = cheap/low-trust perception
  • Drop-offs: comparison to checkout stage
  • Renewal lapse: single-trip vs annual shift

This will help answer...

  • Purchase triggers beyond price
  • Funnel drop-off by journey stage
  • Segment fit: leisure vs frequent traveler
  • Premium sensitivity vs coverage trade-off
  • Lapse and cross-sell switch triggers

RESEARCH THEMES

What This Survey Investigates

Eight interconnected research themes that map the complete travel insurance journey from policy discovery to post-claim renewal.

TENETS 01

Discovery & Triggers

  • First touchpoint, channel source
  • Trip-booking to policy search lag
TENETS 02

Preference Drivers

  • Coverage priority ranking by traveller segment
  • Brand vs. price trade-off signals
TENETS 03

Product & Coverage

  • Add-on uptake, coverage gap perception
  • Single-trip vs. annual multi-trip split
TENETS 04

Purchase Journey

  • Drop-off points, comparison fatigue
  • Device and channel at point of purchase
TENETS 05

Pricing & WTP

  • Premium tolerance by trip duration, destination
  • Price anchoring, discount sensitivity
TENETS 06

Claims & Experience

  • Claim initiation channel, settlement speed
  • Post-claim satisfaction, renewal intent link
TENETS 07

Trust & Credibility

  • Insurer trust signals, review platform reliance
  • Regulatory awareness, policy wording clarity
TENETS 08

Renewal & Advocacy

  • Repeat purchase triggers, lapse reasons
  • Referral behaviour, word-of-mouth reach

SAMPLING STRATEGY

Tell us about your ideal sample

Help us understand your target respondent profile. Select what applies, we'll design the optimal sample plan based on your inputs.

Sample size
How many respondents do you need?
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Target audience
Who should we survey?
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Region
Which regions should we cover?
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Segments
How should we slice the data?
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Discuss sample plan

METHODOLOGY

Survey approach

For the Travel Insurance Purchase Decision Survey, we recommend a quant-first design with flexible data-collection modes to balance reach, depth, and verification across traveller segments and distribution channels.

PRIMARY
Online web surveySelf-administered survey shared via email / panels to capture structured responses at scale.
Best for
1
Ranking purchase triggers by traveller profile and trip type.
2
Measuring channel preference across direct, aggregator, and agent-led buyers.
3
Benchmarking price sensitivity by coverage tier and destination.
Deliverables
Purchase driver ranking
Channel preference matrix
Price sensitivity bands
OPTIONAL
CATI (phone survey)Interviewer-led telephone interviews to reach owners who are harder to get online.
Best for
1
Older travellers with low digital purchase comfort.
2
Quick coverage across Tier 2 and Tier 3 cities.
Deliverables
Segment reach data
Call-log diagnostics
SELECTIVE
Face-to-faceOn-ground surveys or interviews in key industrial clusters or high-value cohorts.
Best for
1
High-frequency business travellers requiring comprehensive coverage validation.
2
Agent and travel desk cohorts influencing group policy decisions.
Deliverables
Cohort journey maps
Agent influence profiles
OPTIONAL
FGDs
Deliverables
Themes and verbatims
Messaging concept feedback
OPTIONAL
Mixed surveysAny 4-mode combo Online + CATI + F2F + FGDs to maximise reach and representation. Mode-specific quotas and weighting for clean comparisons.
Deliverables
Unified dataset
Mode-adjusted analytics
Our Recommendation
Start with: Online web survey as the core quant layer, supported by CATI to capture low-digital and Tier 2 traveller segments with limited aggregator access.
Consider adding: F2F interviews for high-frequency business traveller cohorts and travel agents, plus a focused FGD layer to pressure-test claim trust narratives and refine product messaging.

EXECUTION PROCESS

How we execute

A proven 9-step process from scoping to delivery, designed to ensure quality, speed, and actionable insights.

Define the decision frame

Confirm objectives, target cohorts, geographies, and reporting cuts

Step 01

Define the decision frame

Design the instrument

Build workstream modules mapped to outputs (drivers, friction, pricing, retention, trust)

Step 02

Design the instrument

Lock the questionnaire

Review wording, sequencing, LOI, and competitive context; approve final version

Step 03

Lock the questionnaire

Pilot and calibrate

Test comprehension and ease quality; refine quotas and remove friction where needed

Step 04

Pilot and calibrate

Run fieldwork

Execute collection with active quota management and feasibility controls

Step 05

Run fieldwork

Assure quality

Dedupe, attention checks, speed/consistency rules, removals with audit trail

Step 06

Assure quality

Prepare the dataset

Clean data and deliver codebook/variable definitions

Step 07

Prepare the dataset

Analyse and synthesise

Driver ranking, leakage diagnostics, pricing bands, segment insights

Step 08

Analyse and synthesise

Deliver and align

Executive deck (optional dashboard) and leadership readout with recommendations

Step 09

Deliver and align

COMMERCIAL TERMS

Request a Commercial Proposal

Pricing depends on cohort, geography, sample size, approach, LOI, and deliverables. Configure below for an indicative estimate.

Select Sample Size

100

Geography

  • India
  • APAC (Singapore, Vietnam, Philippines, Indonesia, Australia, NZ, Japan, Thailand)
  • Middle East (UAE, KSA, Qatar, Bahrain, Oman, Kuwait)
  • North America (US, Canada)
  • Europe
  • Africa (South Africa, Kenya, Nigeria, Egypt, Algeria)
  • LATAM (Brazil, Mexico)

Select Mode of Survey

  • Online
  • CATI
  • Online FGD (5 people per FGD)
  • F2F

Length of the Interview

  • Select
  • 0-15
  • 16-20
  • 21-30
  • 31-45
  • 46-60
  • Custom
Indicative Estimate
  • Indian Rupee (INR)
  • United Arab Emirates Dirham (AED)
  • Afghan Afghani (AFN)
  • Albanian Lek (ALL)
  • Armenian Dram (AMD)
  • Netherlands Antillean Guilder (ANG)
  • Angolan Kwanza (AOA)
  • Argentine Peso (ARS)
  • Australian Dollar (AUD)
  • Aruban Florin (AWG)
  • Azerbaijani Manat (AZN)
  • Bosnia-Herzegovina Convertible Mark (BAM)
  • Barbadian Dollar (BBD)
  • Bangladeshi Taka (BDT)
  • Bulgarian Lev (BGN)
  • Bahraini Dinar (BHD)
  • Burundian Franc (BIF)
  • Bermudian Dollar (BMD)
  • Brunei Dollar (BND)
  • Bolivian Boliviano (BOB)
  • Brazilian Real (BRL)
  • Bahamian Dollar (BSD)
  • Bhutanese Ngultrum (BTN)
  • Botswana Pula (BWP)
  • Belarusian Ruble (BYN)
  • Belize Dollar (BZD)
  • Canadian Dollar (CAD)
  • Congolese Franc (CDF)
  • Swiss Franc (CHF)
  • Chilean Peso (CLP)
  • Chinese Yuan (CNY)
  • Colombian Peso (COP)
  • Costa Rican Colón (CRC)
  • Cuban Peso (CUP)
  • Cape Verdean Escudo (CVE)
  • Czech Koruna (CZK)
  • Djiboutian Franc (DJF)
  • Danish Krone (DKK)
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  • Algerian Dinar (DZD)
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  • Euro (EUR)
  • Fijian Dollar (FJD)
  • Falkland Islands Pound (FKP)
  • British Pound (GBP)
  • Georgian Lari (GEL)
  • Ghanaian Cedi (GHS)
  • Gibraltar Pound (GIP)
  • Gambian Dalasi (GMD)
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  • Guatemalan Quetzal (GTQ)
  • Guyanese Dollar (GYD)
  • Hong Kong Dollar (HKD)
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  • Croatian Kuna (HRK)
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  • Icelandic Króna (ISK)
  • Jamaican Dollar (JMD)
  • Jordanian Dinar (JOD)
  • Japanese Yen (JPY)
  • Kenyan Shilling (KES)
  • Kyrgyzstani Som (KGS)
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  • Sri Lankan Rupee (LKR)
  • Liberian Dollar (LRD)
  • Lesotho Loti (LSL)
  • Libyan Dinar (LYD)
  • Moroccan Dirham (MAD)
  • Moldovan Leu (MDL)
  • Malagasy Ariary (MGA)
  • Macedonian Denar (MKD)
  • Burmese Kyat (MMK)
  • Mongolian Tögrög (MNT)
  • Macanese Pataca (MOP)
  • Mauritian Rupee (MUR)
  • Maldivian Rufiyaa (MVR)
  • Malawian Kwacha (MWK)
  • Mexican Peso (MXN)
  • Malaysian Ringgit (MYR)
  • Mozambican Metical (MZN)
  • Namibian Dollar (NAD)
  • Nigerian Naira (NGN)
  • Nicaraguan Córdoba (NIO)
  • Norwegian Krone (NOK)
  • Nepalese Rupee (NPR)
  • New Zealand Dollar (NZD)
  • Omani Rial (OMR)
  • Panamanian Balboa (PAB)
  • Peruvian Sol (PEN)
  • Papua New Guinean Kina (PGK)
  • Philippine Peso (PHP)
  • Pakistani Rupee (PKR)
  • Polish Złoty (PLN)
  • Paraguayan Guaraní (PYG)
  • Qatari Riyal (QAR)
  • Romanian Leu (RON)
  • Serbian Dinar (RSD)
  • Russian Ruble (RUB)
  • Rwandan Franc (RWF)
  • Saudi Riyal (SAR)
  • Solomon Islands Dollar (SBD)
  • Seychellois Rupee (SCR)
  • Sudanese Pound (SDG)
  • Swedish Krona (SEK)
  • Singapore Dollar (SGD)
  • Saint Helena Pound (SHP)
  • Sierra Leonean Leone (SLL)
  • Somali Shilling (SOS)
  • Surinamese Dollar (SRD)
  • São Tomé and Príncipe Dobra (STD)
  • Syrian Pound (SYP)
  • Swazi Lilangeni (SZL)
  • Thai Baht (THB)
  • Tajikistani Somoni (TJS)
  • Turkmenistani Manat (TMT)
  • Tunisian Dinar (TND)
  • Tongan Paʻanga (TOP)
  • Turkish Lira (TRY)
  • Trinidad and Tobago Dollar (TTD)
  • New Taiwan Dollar (TWD)
  • Tanzanian Shilling (TZS)
  • Ukrainian Hryvnia (UAH)
  • Ugandan Shilling (UGX)
  • United States Dollar (USD)
  • Uruguayan Peso (UYU)
  • Uzbekistani Som (UZS)
  • Vietnamese Đồng (VND)
  • Vanuatu Vatu (VUV)
  • Samoan Tālā (WST)
  • Central African CFA Franc (XAF)
  • East Caribbean Dollar (XCD)
  • West African CFA franc (XOF)
  • CFP Franc (XPF)
  • Yemeni Rial (YER)
  • South African Rand (ZAR)
  • Zambian Kwacha (ZMW)
  • Zimbabwean Dollar (ZWL)

$0.00

+ applicable taxes

Proposal turnaround typically 24–48 hours

Note: Estimate is indicative only. Final pricing is subject to scope finalization after discovery call.

REFERENCE CASELETS

Reference

Real-world examples of survey work in the travel insurance and financial protection space.

CASELET 1

Add-on coverage preference & channel selection among frequent flyers (India)

CASELET 2

Claim experience & renewal friction diagnosis among senior travellers (Southeast Asia)

Add-on coverage preference & channel selection among frequent flyers (India)

OBJECTIVE

A mid-size general insurer needed to decode how frequent leisure travellers and corporate road warriors evaluate and select add-on coverage tiers , and which point-of-sale channels most reliably convert intent into policy purchase.

WHAT WE DID

Ran a structured quant survey across 600 respondents in 8 cities, capturing coverage shortlist criteria, channel touchpoints, price sensitivity thresholds, and last-mile purchase triggers for both domestic and international travel segments.

DELIVERED

A channel preference map by traveller segment, a ranked coverage attribute framework , a price corridor for three add-on tiers, and a set of message territories calibrated to convert hesitant first-time buyers.
CASELET 1

Add-on coverage preference & channel selection among frequent flyers (India)

CASELET 2

Claim experience & renewal friction diagnosis among senior travellers (Southeast Asia)

Add-on coverage preference & channel selection among frequent flyers (India)

OBJECTIVE

A mid-size general insurer needed to decode how frequent leisure travellers and corporate road warriors evaluate and select add-on coverage tiers , and which point-of-sale channels most reliably convert intent into policy purchase.

WHAT WE DID

Ran a structured quant survey across 600 respondents in 8 cities, capturing coverage shortlist criteria, channel touchpoints, price sensitivity thresholds, and last-mile purchase triggers for both domestic and international travel segments.

DELIVERED

A channel preference map by traveller segment, a ranked coverage attribute framework , a price corridor for three add-on tiers, and a set of message territories calibrated to convert hesitant first-time buyers.

FREQUENTLY ASKED QUESTIONS

Common Questions

Answers to frequently asked questions about this survey mandate.

What decisions will this survey enable?

Who is the buyer vs who are the respondents?

Can we see differences between first-time buyers, lapsed policyholders and frequent travelers?

How will you measure policy selection preference beyond simple ratings?

Will the survey map the full travel insurance purchase journey and drop-offs?

Can this survey inform product and pricing strategy?

How will findings improve our distribution and conversion performance?

Still have questions?

Schedule a discovery call to discuss your specific needs and get a custom quote.

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