Egypt Car Finance Market Outlook to 2021 - Stringent to Introduce Innovative Measures to Determine the Credit Worthiness

Egypt Car Finance Market Outlook to 2021 - Stringent to Introduce Innovative Measures to Determine the Credit Worthiness


  • Products Id :- KR506
  • |
  • Pages: 88
  • |
  • |
  • |
  Request for Sample Report
  Request A Quote

Executive Summary

The report titled "Egypt Car Finance Market Outlook to 2021 - Stringent to Introduce Innovative Measures to Determine the Credit Worthiness" which provides an extensive analysis of car finance market in Egypt. The report covers market size on the basis of credit disbursed, number of cars financed and new and used car penetration, segmentation on the basis of new and used car finance, tenure of loan for new car and used car and number of new cars financed in each region. The report also includes the rules and regulations implied by the government on the banks in lending a car loan, competitive landscape and company profiles for major players in the car finance market. The report provides detailed overview on the general features of car loan in the country and future outlook & projections with future strategies of the players in the market.
The report facilitate the readers with the in-depth analysis of the existing and future trends and issues that impacts the industry and has anticipated growth in the future depending upon changing industry dynamics in coming years. The report is useful for prospective borrowers, car dealers, banks, non-bank financing companies and other stakeholders to plan their market centric strategies in accordance with the ongoing and expected trends in the future.

Industry Overview
The market has displayed a steady growth trend until 2015 during the review period, 2011-2016 at a CAGR of ~%. In 2016, there had been a fall in the credit disbursed for passenger and commercial cars as a result of the falling demand for cars in the country. The growth exhibited by the market during the initial five years of the review period was supported by factors such as increasing demand for new and used cars, larger supply of used cars, increased demand for commercial cars and other related factors. Fall in the credit disbursement observed during 2016 was resulted out of the increased new car prices, reduced supply of used cars, rising fuel prices, tightened CBE regulations and other such factors.

Egypt Car Finance Market Segmentation
Egypt car finance market is segmented by new and used car finance, by tenure of loan for new and used car, by finance source and by region.
On the basis of credit disbursed the new car dominates the market with a share of ~% in 2016 followed by used cars.
For new cars, the tenure of five years dominates the car finance market with a share of ~% on the basis of number of new cars financed in 2016. It is followed by three years, two years, one year and other tenures.

For used cars, the tenure of three year accounted for the highest share in the market during 2016 on the basis of number of used cars financed, which was ~%. Banks dominate over the private financing sector in the market with a share of ~% in terms of credit disbursed.
Cairo holds the highest share among all other regions of Egypt in terms of number of new cars financed. It held a share of ~% during 2016. Alexandria holds the second position in the market followed by Giza, Luxor and others.

Competitive Landscape
Non-bank financial companies are still underdeveloped in the country, hence the major source of private finance in Egypt is dealership financing. The banks held a share of ~% in the market in terms of credit disbursed for car finance followed by private finance with a share of ~% during 2016. There are nearly 41 banks spread across Egypt. All these players are competing against each others on the basis of interest rates, loan tenure, minimum salary requirement, down payment and other related parameters. The major players in the market are Bank of Alexandria, Banque Misr, National Bank of Egypt, Bank Audi and others. Dealership financing is of great importance within the country due to the accessibility and faster loan processing system of the dealers. The lack of banking penetration is also a factor that raises the demand for financing through dealers.

Future Potential of Egypt Car Finance Market
During the forecast period 2017-2021, the Egypt car finance market is expected to recover slowly from the fall it has experienced towards the end of the review period, 2011-2016. It is anticipated that the car finance market in the country will grow at a CAGR of ~% during the forecast period 2016-2021. The recovery is presumed to be at a slow pace due to various factors such as tightened CBE regulations, rising prices in new car prices, shortage in the supply of used cars, introduction of VAT and such other factors. However, a growth is expected to be observed in the market owing to the government initiatives taken to stabilize the economy, increased demand for used cars, increased offerings from the banks and dealers and other factors. 

Key Topics Covered in the Report:

  • Egypt Car Finance Market Overview and Genesis
  • Value Chain Analysis of Egypt Car Finance Market
  • Egypt Car Finance Market Size
  • Egypt Car Finance Market Segmentation
  • Government Regulations on Egypt Car Finance Market
  • Trends and Issues in Egypt Car Finance Market
  • Product Features of Car Loans by Banks in Egypt Car Finance Market
  • Competitive Landscape of Major Players in Egypt Car Finance Market
  • Future Outlook and Projections of Egypt Car Finance Market
  • Macroeconomic Factors affecting Egypt Car Finance Market


Read More



Contact Us:
Ken Research
Ankur Gupta, Head Marketing & Communications

+91-9015378249

1. Executive Summary
Market Potential
Market Segmentation
Competitive Landscape
Future Analysis and Projections
2. Research Methodology
2.1. Market Definitions
2.2. Abbreviations
2.3. Market Size And Modeling
Approach - Market Sizing
Market Sizing - Egypt Car Finance Market
Variables (Dependent and Independent)
Multi Factor Based Sensitivity Model
Final Conclusion
3. Egypt Car Finance Market - Genesis and Overview
Financial Services System and Car Finance in Egypt
Egyptian Car Industry and Car Finance Market
Islamic Financing
4. Value Chain Analysis in Egypt Car Finance Market
Choosing between Bank and Dealership Financing
Deciding from among the Banks
Dealership Financing
5. Egypt Car Finance Market Size, 2011-2016
5.1. By Credit Disbursed, 2011-2016
5.2. By Number of New Cars Financed, 2011-2016
5.3. By Penetration of Car Finance, 2011-2016
6. Egypt Car Finance Market Segmentation
6.1. By New Car and Used Car Finance, 2011-2016
6.2. By Tenure of Loan - New Car, 2016
6.3. By Tenure of Loan - Used Car, 2016
6.4. By Finance Source, 2016
6.5. By Region, 2016
7. Government Regulations in Egypt Car Finance Market
General Regulations Pertaining to Non-payment of Consumer Loans
8. Points to Consider Before Taking Car Loan From a Bank in Egypt
8.1. General Parameters
Credit Report
Interest Rate
Loan Tenure
Approach a Bank Directly for a Car Loan
Installment Amount
Full Payment
8.2. Student Car Loan
Enrollment as Student
Credit Rating
Car Model
Down Payment
Negotiation
9. Trends and Issues in Egypt Car Finance Market
Growing Car Rental Market
Emerging Digitalization
Economic Crisis
Floating of Exchange Rate
Rising Inflation
Rising Prices of Petroleum Products
Falling New Car Sales
Regulatory Changes
10. Product Features in Egypt Car Finance (Tenure, Interest Rate and Conditions)
10.1. Bank of Alexandria
Car Loan with Salary Transfer
Car Loan with Installment Transfer
Car Loan For Pensioners
Car loan without Installment or Salary Transfer
Car Loan for Self Employed
Car Loan Against Deposits
10.2. Banque Misr
10.3. National Bank of Egypt
10.4. Arab Bank
10.5. Bank Audi SAE
11. Competitive Landscape
11.1. Competitive Scenario in Egypt Car Finance Market
11.2. Competitive Landscape of Major Banks in Egypt Car Financing Market
11.2.1. Bank of Alexandria
11.2.2. Banque Misr
11.2.3. National Bank of Egypt
11.2.4. Arab Bank
11.2.5. Bank Audi SAE
12. Future Outlook and Projections for Egypt Car Finance Market, 2017-2021
13. Analyst Recommendations
14. Macroeconomic Factors Affecting Egypt Car Finance Market
14.1. New Car Sales in Egypt, 2011-2021
14.2. Consumer Expenditure in Egypt, 2011-2021
14.3. Urban Population in Egypt, 2011-2021
Disclaimer
Contact Us

Figure 4-1: Value Chain Analysis of Egypt Car Finance Market
Figure 5-1: Egypt Car Finance Market Size by Credit Disbursed on Car Finance in USD Million and Growth Rate in Percentage (%), 2011-2016
Figure 5-2: Egypt Car Finance Market Size by Number of New Cars Financed in Units and Growth Rate in Percentage (%), 2011-2016
Figure 5-3: Egypt Car Finance Market Size by Car Finance Penetration in Percentage (%), 2011-2016
Figure 5-4: Average Ticket Size for Car Finance in Egypt in USD, 2011-2016
Figure 6-1: Egypt Car Finance Market Segmentation by New Car and Used Car Finance on the Basis of Credit Disbursed in Percentage (%), 2011-2016
Figure 6-2: Egypt Car Finance Market Segmentation by Percentage Share of Loan Tenure - New Car on the basis of Number of New Cars Financed in Percentage (%), 2016
Figure 6-3: Egypt Car Finance Market Segmentation by Percentage Share of Loan Tenure - Used Car on the basis of Number of Used Cars Financed in Percentage (%), 2016
Figure 6-4: Egypt Car Finance Market Segmentation by Banks and Private Finance on the Basis of Credit Disbursed in Percentage (%), 2016
Figure 6-5: Egypt Car Finance Market Segmentation by Region on basis of Number of New Cars Financed in Percentage (%), 2016
Figure 6-6: Region-wise split of Number of Branches of Top Eight Banks in Egypt in Percentage (%), 2014
Figure 9-1: Foreign Exchange Reserves in Egypt in USD Billion, 2010-2015
Figure 9-2: Average Exchange Rate from USD to EGP), 2011-2016
Figure 9-3: Average Inflation Rates in Egypt, 2011-2016
Figure 9-4: New Car Sales in Egypt in Units, 2014-2016
Figure 12-1: Future Outlook and Projections for Egypt Car Finance Market on the Basis of Credit Disbursed for Car Finance in USD Million and Growth Rate in Percentage (%), 2017-2021
Figure 14-1: New Car Sales in Egypt in Units, 2011-2021
Figure 14-2: Consumer Expenditure in Egypt in USD Million, 2011-2021
Figure 14-3: Urban Population in Egypt in Million, 2011-2021

Table 2-1: Correlation Matrix of Egypt Car Finance Market
Table 2-2: Regression Coefficients Output for Egypt Car Finance Market
Table 5-1: Rationale and Description for Egypt Car Finance Market Size by Credit Disbursed, 2011-2016
Table 5-2: Rationale and Description for Egypt Car Finance Market Size by Number of New Cars Financed, 2011-2016
Table 5-3: Rationale and Description for Egypt Car Finance Market Size by Car Finance Penetration, 2011-2016
Table 6-1: Egypt Car Finance Market Segmentation by New Car and Used Car Finance on the basis of Credit Disbursed in USD Million, 2011-2016
Table 6-2: Egypt Car Finance Market Segmentation by Loan Tenure - New Car on the basis of Number of New Cars Financed, 2016
Table 6-3: Rationale and Description of Egypt Car Finance Market Segmentation by Banks and Private Finance on the Basis of Credit Disbursed in USD Million, 2016
Table 6-4: Rationale and description of Egypt Car Finance Market Segmentation by Region on the Basis of Number of New Cars Financed, 2016
Table 6-5: Region-wise split of Number of Branches of Top Eight Banks in Egypt, 2014
Table 7-1: Amendments and New Regulations on Car Loan, Egypt, 2016
Table 10-1: Features of Car Finance by Bank of Alexandria including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-2: Features of Car Finance by Bank of Alexandria including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-3: Features of Car Finance by Bank of Alexandria including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-4: Features of Car Finance by Bank of Alexandria including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-5: Features of Car Finance by Bank of Alexandria including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-6: Features of Car Finance by Bank of Alexandria including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-7: Features of Car Finance by Banque Misr including Target Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 10-8: Features of Car Finance by National Bank of Egypt including Customers' Age, Interest Rates, Loan Tenure, Down Payment and others
Table 10-9: Features of Car Finance by Arab Bank including Customers' Age, Interest Rates, Loan Tenure, Down Payment and others
Table 10-10: Features of Car Finance by Bank Audi SAE including Customers, Interest Rates, Loan Tenure, Down Payment and others
Table 11-1: Competitive Scenario in Egypt Car Finance Market
Table 11-2: Competitive Landscape for Bank of Alexandria including Company Overview, Products and Services, Number of Employees, Number of Branches and Other Parameters
Table 11-3: Competitive Landscape for Banque Misr including Company Overview, Products and Services, Number of Employees, Number of Branches and Other Parameters
Table 11-4: Competitive Landscape for National Bank of Egypt Including Company Overview, Products and Services, Number of Employees, Number of Branches and Other Parameters
Table 11-5: Competitive Landscape for Arab Bank including Company Overview, Products and Services, Number of Employees, Number of Branches and Other Parameters
Table 11-6: Competitive Landscape for Bank Audi including Company Overview, Products and Services, Number of Employees, Number of Branches and Other Parameters
Table 12-1: Strategic Analysis for Banks and Dealerships in the Future
Table 12-2: Future Outlook for Egypt Car Finance Market on the Basis of Credit Disbursed for New Car Finance, 2017-2021
Table 13-1: Analyst Recommendations for Egypt Car Finance Market
Table 14-1: Rationale for New Car Sales in Egypt, 2011-2021
Table 14-2: Rationale for Consumer Expenditure in Egypt, 2011-2021
Table 14-3: Rationale for Urban Population in Egypt, 2011-2021

Single User License:
Access to the soft copy of the report will be granted to individual user/ Authorized User within the organization The Authorized User may store, display or archive the information but will not be able to print, copy and use any information in the report for circulation or citation purpose. The individual user will treat the information in the report as confidential and will only use this for internal purpose. In no circumstance, the complete / part of the publication may be resold for monetary terms by the client or any other party related to the client or can be made available on third party website or on Google for general public view. The report will be MAC address protected and will only be accessible on 1 platform.

Hard Copy License:
The license provides the access to hard copy/ printed copy of the report to the Authorized User only. The report will be delivered to the user on the address provided during making the purchase. The Authorized User may store, display, or archive the information but will not use any information in the report for circulation or citation purpose. The individual user will treat the information in the report as confidential and will only use this for internal purpose. In no circumstance, the complete / part of the publication may be resold for monetary terms by the client or any other party related to the client or can be made available on third party website or on Google for general public view. No soft copy access will be provided in this case.

Corporate User License:
Access to the soft copy of the report will be granted to multiple users within the organization. The users are authorized to store, display, duplicate, archive, print and distribute the information within the organization either electronically or in paper. The users are not authorized to use any information in the report for citation and circulation externally. The users will treat the information in the report as confidential and will only use this for internal purpose. In no circumstance, the complete / part of the publication may be resold for monetary terms by the client or any other party related to the client or can be made available on third party website or on Google for general public view.

To know more information on Purchase by Section, please send a mail to sales [@] kenresearch.com
 

Bank of Alexandria, Banque Misr, National Bank of Egypt, Arab Bank, Bank Audi SAE

Auto Loan, Car Loan, New Car Credit, Credit Penetration, Number of Cars Financed, New and Used Car Term Loan, Credit Disbursed, Tenure, Interest Rate, Early Settlement Fees, Islamic Financing

select a license

Single User License
USD 1500 INR 101175
Hard Copy License
USD 1900 INR 128155
Corporate User License
USD 3000 INR 202350

NEWSLETTER BY CATEGORY




Testimonials

An excellent provider. Thorough, precise and outstanding insight. They drill down to what we need and their reports are effective at integrating text with supporting graphics and charts. Their reports are a great resource to go back too. ...

Coherent, high-quality, thoroughly-researched reports. We received a very quick response to all our queries which eventually expedited the entire process....

Well structured, the insights they shared with us were very helpful and reliable. Their timely assistance make their services invaluable to us. I would highly recommend them and would definitely use them again in the future if needed...

The report sent to us was on the point, and its information was quite extensive, well structured, and well researched. More importantly what we valued was your response time and professionalism. As a leading global consulting firm, our clients expect high quality deliverables in short periods of time, so a reliable research partner is essential. For the price that you have charged the quality of your services were exceptional. We look forward to continue our relationship with your team on future engagements....

This is with regards to your report on India PVC pipes and fitting market outlook industry outlook to 2019. This is a very well written report and accept my compliments on the same.... ...



Ken Research Pvt. Ltd. Unit 14, Tower B3, Spaze I Tech Business Park, Sohna Road, sector 49
     Gurgaon, Haryana - 122001, India

download

Company Brochure

Engage with Us

sales [@] kenresearch.com