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Global personal-lines P&C markets are entering 2025 with sharply diverging cycles, shaped by severity inflation in the US, regulatory rigidity in Europe, and rapid penetration growth in Asia.

Fashion 2025: Where India’s 12–17% Surge, Japan’s 30% Luxury Boom, and Challenger Brands’ 57% Profit Share Redraw the Global Map

India and Japan emerge as the strongest fashion growth engines of 2025 as challenger brands rewrite global profit leadership.

Global Energy Transition 2025: Why CO₂ Still Rising and USD 30B–1T Funds Aren’t Closing the Gap